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General Discussion
Absurd Drug Cost
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<blockquote data-quote="Olivedrabcj7" data-source="post: 596972" data-attributes="member: 9082"><p>Knocked up my wife a couple years back. Went to the doctor of her choice. The finance lady pulled out a stack of papers showing the breakdown of costs and everything. Total price for prenatal and "normal" delivery was right at $20K (billed to your insurance company). I said "I don't have insurance. I want the cash price". She put those papers back in the drawer and pulled out one sheet of paper with a breakdown of costs for "self-pay" patients. $6,500 out of pocket total for normal delivery. 20% discount if its all paid before she gives birth. I wrote a check on the spot for $5200 and change. </p><p></p><p>Insurance billed for close to $20K for something that I paid $5200 for. The hospitals gouging insurance companies are the reason healthcare is so "expensive" anymore. </p><p></p><p>Had we had health insurance, you are looking at one year of premiums ($400/mo = $4,800) plus $1,000 deductible plus 20% copay of that $20,000 bill. So having a baby with insurance would have cost me right at $10,000 out of pocket versus the $5200 I paid by not having insurance. Tell me again how ****ed up our system is not?</p></blockquote><p></p>
[QUOTE="Olivedrabcj7, post: 596972, member: 9082"] Knocked up my wife a couple years back. Went to the doctor of her choice. The finance lady pulled out a stack of papers showing the breakdown of costs and everything. Total price for prenatal and "normal" delivery was right at $20K (billed to your insurance company). I said "I don't have insurance. I want the cash price". She put those papers back in the drawer and pulled out one sheet of paper with a breakdown of costs for "self-pay" patients. $6,500 out of pocket total for normal delivery. 20% discount if its all paid before she gives birth. I wrote a check on the spot for $5200 and change. Insurance billed for close to $20K for something that I paid $5200 for. The hospitals gouging insurance companies are the reason healthcare is so "expensive" anymore. Had we had health insurance, you are looking at one year of premiums ($400/mo = $4,800) plus $1,000 deductible plus 20% copay of that $20,000 bill. So having a baby with insurance would have cost me right at $10,000 out of pocket versus the $5200 I paid by not having insurance. Tell me again how ****ed up our system is not? [/QUOTE]
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