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Canadian wheeling...
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<blockquote data-quote="Money Mark" data-source="post: 1337801" data-attributes="member: 16397"><p><span style="color: Red">**Your situation may vary.**</span></p><p></p><p>My auto insurance provider is Progressive Ins. I just got off the phone with a nice black gal from Tampa, FL.:redneck: She helped me through the process of getting enough Liability Ins. for Canada <strong>and</strong> getting Canadian approved Ins. cards to prove it. (Canada requires Americans have a certain type of Ins. Card)</p><p></p><p>It goes like this:</p><p></p><p>My current Progressive policy cover me and my vehicle in Canada. The tow rig has my full coverage limits. The trailer is limited to a $500 Damage repair. The "ATV" (buggy) is not covered for any Damage repair (or Liability, of course)</p><p></p><p>If the trailer is hooked to the tow rig, I am covered for both. If the trailer was to ever be dis-connected <u>by my own fault</u> and hit someone or something, I would not be covered. If I had ATV coverage, the trailer could be covered, regardless. That's a whole nother story.</p><p></p><p></p><p></p><p>On the phone, I upped my Liability coverage to meet the $200,000 minimum for Canada.</p><p></p><p>You must have this specific Ins. card if involved in an accident in Canada.</p><p></p><p>I will have this Canadian Ins. Card in 5 days, showing the $200,000 Liability coverage.</p><p></p><p></p><p></p><p>If you're like me, and trying to save money, you have your Ins. limits as low as they can be. So......</p><p></p><p>After I receive the Canadian Ins. Card I will go online and reduce the Liability back to, lower. Then, 2 days before the next trip I will go on Progressives website and manually change to raise the Liability back up to $200,000. I already have a card in hand that states so, and now I have actual current Ins. as well.:awesomework:</p><p></p><p>When I return home, I will lower the Liability back down. The cost (for me) of this "temporary" increased Ins. is $1.30 per day.</p><p></p><p>Happy trails.:beer:</p></blockquote><p></p>
[QUOTE="Money Mark, post: 1337801, member: 16397"] [COLOR="Red"]**Your situation may vary.**[/COLOR] My auto insurance provider is Progressive Ins. I just got off the phone with a nice black gal from Tampa, FL.:redneck: She helped me through the process of getting enough Liability Ins. for Canada [B]and[/B] getting Canadian approved Ins. cards to prove it. (Canada requires Americans have a certain type of Ins. Card) It goes like this: My current Progressive policy cover me and my vehicle in Canada. The tow rig has my full coverage limits. The trailer is limited to a $500 Damage repair. The "ATV" (buggy) is not covered for any Damage repair (or Liability, of course) If the trailer is hooked to the tow rig, I am covered for both. If the trailer was to ever be dis-connected [U]by my own fault[/U] and hit someone or something, I would not be covered. If I had ATV coverage, the trailer could be covered, regardless. That's a whole nother story. On the phone, I upped my Liability coverage to meet the $200,000 minimum for Canada. You must have this specific Ins. card if involved in an accident in Canada. I will have this Canadian Ins. Card in 5 days, showing the $200,000 Liability coverage. If you're like me, and trying to save money, you have your Ins. limits as low as they can be. So...... After I receive the Canadian Ins. Card I will go online and reduce the Liability back to, lower. Then, 2 days before the next trip I will go on Progressives website and manually change to raise the Liability back up to $200,000. I already have a card in hand that states so, and now I have actual current Ins. as well.:awesomework: When I return home, I will lower the Liability back down. The cost (for me) of this "temporary" increased Ins. is $1.30 per day. Happy trails.:beer: [/QUOTE]
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