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<blockquote data-quote="TacomaJD" data-source="post: 717290" data-attributes="member: 1780"><p>That's because only a select few with absolutely amazing guidance from their parents know at age 18 what they want to be when they grow up. I sure as **** didn't. All my parents (mom) told me was that I was going to college after high school. I literally went to the college for orientation the fall semester after graduating high school with 100% no idea (or care) what major to pick. They asked me what major I wanted and I literally said "I don't know, whatcha got?" They started naming them off and mechanical engineering caught my ear so I said sure, I'll do that. Not even realizing the gravity of choosing an engineering degree. Went for one semester, while working in a sock mill 50-60+ hours a week, got my current job toward the end of that semester, quit college, and didn't go back until a few years ago when I finally matured a bit and gained a sense of direction with what I wanted to do. </p><p></p><p>I know a whole lot more people that have "some college" under their belt but bitched up for whatever reason like I did when I was 18 than people who actually finished their degrees. And even if they did finish their degree, some of them are like my buddy at work, blows a lot of money and time for a dumbass degree like criminal justice because most kids are too immature at age 18 to do anything wisely that will impact their lives later on. To me, it's 100% not a bad idea at all to go to work after high school then figure out college later on. And that's not just because that's what I did, but because I feel like choosing to do college in your mid to late 20's is better because the things you learned are soaked up better, by then they've had some real world financial experience and understand the burden of school costs and how to approach it, and maybe even end up with a pretty good employer that will foot the bill for college costs like mine is currently doing.</p><p></p><p>I just wish more people could see the negative affects of a kid going to school for 13 years, then going straight in to college for another 4-5 years or longer, only to graduate with a piece of paper that says they are smart but they have essentially zero work experience or anything to make them stand out among the others who just did the same thing. People ain't popping out babies in their early 20's like the old days, there shouldn't be a rush placed on finishing college immediately after high school in my opinion, but it seems to be the standard. I am extremely satisfied the way it worked out for me, I hated school and was burnt out bigger than **** by the time I graduated high school. I damn sure didn't want to keep doing more school. Now I actually enjoy it and have a clear vision of how it will impact my future. </p><p></p><p>Rambled a lot there, typical post-whore post. Anyways, it's never a bad thing to plan for college costs for little ones. Question: How does these 529 accounts work? Is it invested in the market so that is succeptible to gains/losses? Maybe low risk investment? If not, what makes it so special? Sounds like a glorified savings account.</p></blockquote><p></p>
[QUOTE="TacomaJD, post: 717290, member: 1780"] That's because only a select few with absolutely amazing guidance from their parents know at age 18 what they want to be when they grow up. I sure as **** didn't. All my parents (mom) told me was that I was going to college after high school. I literally went to the college for orientation the fall semester after graduating high school with 100% no idea (or care) what major to pick. They asked me what major I wanted and I literally said "I don't know, whatcha got?" They started naming them off and mechanical engineering caught my ear so I said sure, I'll do that. Not even realizing the gravity of choosing an engineering degree. Went for one semester, while working in a sock mill 50-60+ hours a week, got my current job toward the end of that semester, quit college, and didn't go back until a few years ago when I finally matured a bit and gained a sense of direction with what I wanted to do. I know a whole lot more people that have "some college" under their belt but bitched up for whatever reason like I did when I was 18 than people who actually finished their degrees. And even if they did finish their degree, some of them are like my buddy at work, blows a lot of money and time for a dumbass degree like criminal justice because most kids are too immature at age 18 to do anything wisely that will impact their lives later on. To me, it's 100% not a bad idea at all to go to work after high school then figure out college later on. And that's not just because that's what I did, but because I feel like choosing to do college in your mid to late 20's is better because the things you learned are soaked up better, by then they've had some real world financial experience and understand the burden of school costs and how to approach it, and maybe even end up with a pretty good employer that will foot the bill for college costs like mine is currently doing. I just wish more people could see the negative affects of a kid going to school for 13 years, then going straight in to college for another 4-5 years or longer, only to graduate with a piece of paper that says they are smart but they have essentially zero work experience or anything to make them stand out among the others who just did the same thing. People ain't popping out babies in their early 20's like the old days, there shouldn't be a rush placed on finishing college immediately after high school in my opinion, but it seems to be the standard. I am extremely satisfied the way it worked out for me, I hated school and was burnt out bigger than **** by the time I graduated high school. I damn sure didn't want to keep doing more school. Now I actually enjoy it and have a clear vision of how it will impact my future. Rambled a lot there, typical post-whore post. Anyways, it's never a bad thing to plan for college costs for little ones. Question: How does these 529 accounts work? Is it invested in the market so that is succeptible to gains/losses? Maybe low risk investment? If not, what makes it so special? Sounds like a glorified savings account. [/QUOTE]
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