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<blockquote data-quote="TacomaJD" data-source="post: 717421" data-attributes="member: 1780"><p>It's all personal outlook. I'm planning for retirement, but not overplanning. Some of the folks I work with put 15-20% of their check into retirement plus the 6% the company matches. I would rather use that extra money now and live while I am able rather than be old and rich as **** but too broken down to spend it. I'd like to travel the world, but not in a wheelchair. My 401k forecast says at the current contribution rate I should be able to retire on around $70k annually if markets perform good, $40k annually if the markets perform terribly. That's not super big bucks to some, but I plan to supplement it with rental income from a handful of properties that should be paid off by then, and also pair that with owing nothing on the house we live in by then, and having most everything else being paid off. I just don't see the need to sacrifice 15-20% of my hard earned money now for a life that may not end up being so golden, or that I may not live to enjoy at all. </p><p></p><p>The old man that bought my Toyota rock crawler from Minnesota a few years ago was 68 years old and was able to retire early, but he said he'd been through 3 different bouts with cancer. His advice was to enjoy life while you are young and healthy. I thought a lot about that after meeting him. Then JohnG retired at an early age and only got to enjoy it for around 2 years. It still burns me up that JohnG worked so hard meticulously planning to enjoy an early retirement and it was cut short. I think about the advice given by the guy that bought my crawler and JohnG's life story quite often to remind myself not to get too busy to forget to enjoy life. I think a lot of folks get consumed by this grand idea of retiring and living the good life, but seemingly forget to consider the health issues that come with old age or never even making it to the age of retirement. </p><p></p><p>Thread hijack engage. <img src="/styles/default/xenforo/smilies2/Oscar.gif" class="smilie" loading="lazy" alt="molaugh" title="Oscar molaugh" data-shortname="molaugh" /></p></blockquote><p></p>
[QUOTE="TacomaJD, post: 717421, member: 1780"] It's all personal outlook. I'm planning for retirement, but not overplanning. Some of the folks I work with put 15-20% of their check into retirement plus the 6% the company matches. I would rather use that extra money now and live while I am able rather than be old and rich as **** but too broken down to spend it. I'd like to travel the world, but not in a wheelchair. My 401k forecast says at the current contribution rate I should be able to retire on around $70k annually if markets perform good, $40k annually if the markets perform terribly. That's not super big bucks to some, but I plan to supplement it with rental income from a handful of properties that should be paid off by then, and also pair that with owing nothing on the house we live in by then, and having most everything else being paid off. I just don't see the need to sacrifice 15-20% of my hard earned money now for a life that may not end up being so golden, or that I may not live to enjoy at all. The old man that bought my Toyota rock crawler from Minnesota a few years ago was 68 years old and was able to retire early, but he said he'd been through 3 different bouts with cancer. His advice was to enjoy life while you are young and healthy. I thought a lot about that after meeting him. Then JohnG retired at an early age and only got to enjoy it for around 2 years. It still burns me up that JohnG worked so hard meticulously planning to enjoy an early retirement and it was cut short. I think about the advice given by the guy that bought my crawler and JohnG's life story quite often to remind myself not to get too busy to forget to enjoy life. I think a lot of folks get consumed by this grand idea of retiring and living the good life, but seemingly forget to consider the health issues that come with old age or never even making it to the age of retirement. Thread hijack engage. molaugh [/QUOTE]
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