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General Discussion
Metal building with living area
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<blockquote data-quote="LightBnDr" data-source="post: 591521" data-attributes="member: 9031"><p>A lot people in my general area do the same thing. Mostly to buy large property then have a place to live while their permanent home is being built. </p><p></p><p>What I've learned here is if you tie the construction loan in with your land loan at the same time, which it doesn't sound like that's what you're doing, your home builder can figure in the budget for the entire build under one umbrella. </p><p></p><p>So you contract with the bank for the total amount of building your shop as well as your new home only you build into the budget the cost of your builder to finish out living quarters in the shop first. </p><p></p><p>It seemed fairly easy when we discussed it a couple months ago. </p><p></p><p>In reality, verbally the bank doesn't hear you discuss your ideas at the table, the builder just submits a dollar loan amount and the bank says OK. does that make sense or help in any way? Lol</p></blockquote><p></p>
[QUOTE="LightBnDr, post: 591521, member: 9031"] A lot people in my general area do the same thing. Mostly to buy large property then have a place to live while their permanent home is being built. What I've learned here is if you tie the construction loan in with your land loan at the same time, which it doesn't sound like that's what you're doing, your home builder can figure in the budget for the entire build under one umbrella. So you contract with the bank for the total amount of building your shop as well as your new home only you build into the budget the cost of your builder to finish out living quarters in the shop first. It seemed fairly easy when we discussed it a couple months ago. In reality, verbally the bank doesn't hear you discuss your ideas at the table, the builder just submits a dollar loan amount and the bank says OK. does that make sense or help in any way? Lol [/QUOTE]
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