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Pholmann
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<blockquote data-quote="lowbudgetjunk" data-source="post: 670828"><p>Broke the **** down two hours ago. The weight is not lifted, but is a little easier to bear. The tears were real, the thoughts were scattered but it was beneficial. </p><p></p><p>I was in a group text with said **** for a long time. I loved him more than my own brother and even though he called me ****stick ever time I saw him, he loved me too. We only kissed mouth closed. </p><p></p><p>This is the serious part, pay attention. I lost my mentor last year and one of my few true friends this week. I struggled with both losses and take solace in knowing both did what they were supposed to to. Life insurance and Wills. Get enough to cover your burial, cover your debts, leave enough to fund 4-5 years of your salary. JohnG and Patrick did good. Don't put your loved ones at risk.</p><p></p><p>Zander Insuance has a calculator here <a href="https://www.zanderins.com/term/needscalculator.aspx." target="_blank">https://www.zanderins.com/term/needscalculator.aspx.</a> </p><p>Figure out what you need. Everyone is different. I need a lot of coverage due to my kids, business and wife. Patrick needed less due to his lack of kids and debt to income ratio. But, he did get the right Insuance 6 or 7 months ago. Don't get caught in a bad situation. As well.....please, please, please get a will. Use a lawyer, or get one online and file it.</p></blockquote><p></p>
[QUOTE="lowbudgetjunk, post: 670828"] Broke the **** down two hours ago. The weight is not lifted, but is a little easier to bear. The tears were real, the thoughts were scattered but it was beneficial. I was in a group text with said **** for a long time. I loved him more than my own brother and even though he called me ****stick ever time I saw him, he loved me too. We only kissed mouth closed. This is the serious part, pay attention. I lost my mentor last year and one of my few true friends this week. I struggled with both losses and take solace in knowing both did what they were supposed to to. Life insurance and Wills. Get enough to cover your burial, cover your debts, leave enough to fund 4-5 years of your salary. JohnG and Patrick did good. Don't put your loved ones at risk. Zander Insuance has a calculator here [url=https://www.zanderins.com/term/needscalculator.aspx.]https://www.zanderins.com/term/needscalculator.aspx.[/url] Figure out what you need. Everyone is different. I need a lot of coverage due to my kids, business and wife. Patrick needed less due to his lack of kids and debt to income ratio. But, he did get the right Insuance 6 or 7 months ago. Don't get caught in a bad situation. As well.....please, please, please get a will. Use a lawyer, or get one online and file it. [/QUOTE]
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