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<blockquote data-quote="wngrog" data-source="post: 19211"><p>I feel your pain on that. My insurance bill is not too bad because we don't have insurance on the toys around here or the heavy equipment. Some things you just have to self-insure to make it possible.</p><p></p><p>It all comes down to people doing the right thing. Insurance fraud is what costs you and I so much money every year. Combine that with predatory lawsuits and like you said, it is a vicious cycle.</p><p></p><p>Where is this the Insurance companiies fault? They have bean-counters in there that look at all of the factors in your life and slap you wilh a premium that will hopefully cover admin costs and pay the shareholders at the end of the day. **** like Katrina can cause a big problem with these guys.</p><p></p><p>I sold a 6 million dollar life policy at the end of the summer to a guy and he died within a month of issue. He paid 2 premiums and his family got 6 million dollars. I had an appendix rupture a year ago. The hospital charged $16,000 for the procedure. I paid $50.</p><p></p><p>If you run over a car full of "Democrats" while towing your buggy to the XXRA race, you can bet there will soon be 2 lawyers and at least one insurance company in your life immediatly. 2 ot of 3 of those guys won't be part of your problem.</p></blockquote><p></p>
[QUOTE="wngrog, post: 19211"] I feel your pain on that. My insurance bill is not too bad because we don't have insurance on the toys around here or the heavy equipment. Some things you just have to self-insure to make it possible. It all comes down to people doing the right thing. Insurance fraud is what costs you and I so much money every year. Combine that with predatory lawsuits and like you said, it is a vicious cycle. Where is this the Insurance companiies fault? They have bean-counters in there that look at all of the factors in your life and slap you wilh a premium that will hopefully cover admin costs and pay the shareholders at the end of the day. **** like Katrina can cause a big problem with these guys. I sold a 6 million dollar life policy at the end of the summer to a guy and he died within a month of issue. He paid 2 premiums and his family got 6 million dollars. I had an appendix rupture a year ago. The hospital charged $16,000 for the procedure. I paid $50. If you run over a car full of "Democrats" while towing your buggy to the XXRA race, you can bet there will soon be 2 lawyers and at least one insurance company in your life immediatly. 2 ot of 3 of those guys won't be part of your problem. [/QUOTE]
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