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Found buggy insurance
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<blockquote data-quote="zayne2427" data-source="post: 757727" data-attributes="member: 999"><p>Most homeowners policy have a coverage built in for items such as lawn equipment and other "normal" house hold goods but it only covers up to a certain amount like lawn mower 1500, guns 1200, jewelry 1500, etc. if you have 20k worth of guns, 20k jewelry, 10k mower, you would have to purchase a separate endorsement to your policy for additional coverage for those items. When I worked in the insurance industry, Any "vehicle " that could be covered under an auto policy is not covered under your homeowners policy And you will find out the hard way that you agent doesn't know what they are talking about when the adjuster shows up to do your claim. Ask him to show you in your policy that your vehicle will be covered if a total loss occurs.</p></blockquote><p></p>
[QUOTE="zayne2427, post: 757727, member: 999"] Most homeowners policy have a coverage built in for items such as lawn equipment and other “normal” house hold goods but it only covers up to a certain amount like lawn mower 1500, guns 1200, jewelry 1500, etc. if you have 20k worth of guns, 20k jewelry, 10k mower, you would have to purchase a separate endorsement to your policy for additional coverage for those items. When I worked in the insurance industry, Any “vehicle “ that could be covered under an auto policy is not covered under your homeowners policy And you will find out the hard way that you agent doesn’t know what they are talking about when the adjuster shows up to do your claim. Ask him to show you in your policy that your vehicle will be covered if a total loss occurs. [/QUOTE]
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