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Retirement

BUG-E J

Don't get #labroned
Joined
Dec 1, 2010
Messages
5,177
Since I am only 29 I figure on just working till I drop dead. By the time I need it there will be 0 help from government programs I have been paying into since I was 14.
 

bad80cj

Well-Known Member
Joined
Feb 3, 2008
Messages
2,721
Location
Auburn, AL
What is retirement? I have nothing saved. I will work till my skin is gone and my back is broke. :****:
 

RustyC

Well-Known Member
Joined
Dec 15, 2010
Messages
1,224
401K and praying the Government does not decide to take what I have saved and give it to someone who did not.
 

bobo

Well-Known Member
Joined
Aug 16, 2009
Messages
88
Location
Birmingham, AL
My wife & I pay into our company 401K plans the amount that the companies will match.
The rest goes into Roth IRA's & other diverse mutual funds with a long track record (at least 10 years) of steady returns.
We are going to start looking into buying real estate in the next couple of years.
 

B.DRAKE

Well-Known Member
Joined
Oct 22, 2008
Messages
3,547
Location
Cullman, AL
I put 6% into 401k and company matches that and try to put money in savings but it's hard to do with my wife being a stay at home mom with my little boy, but I wouldn't trade that for nothing .
 

wgamble

Well-Known Member
Joined
Nov 9, 2013
Messages
411
My wife and I both max out at the 17,500 plus the companies contribution portion. Both have traditional and Roth IRA's and we have a rental property.
 

drkelly

Well-Known Member
Joined
Jul 28, 2009
Messages
137
The wife and I both put the maximum federally allowed amount into our 401k/403b accounts. We both also have Etrade accounts which are a mix of stocks and mutual funds. I use Bespoke Investment group for most of my stock purchasing advice, and I primarily buy Vanguard mutual funds.
 

Rockwells607

Well-Known Member
Joined
Feb 18, 2010
Messages
1,758
Location
corning ny
I'm 32 an have been putting in my 401k for 8 years, my house will be paid for when I'm 40...I've crunched some numbers and retirement looks depressing , on the flip side: I have a **** ton of friends my age and older who don't have any plans of any 401k, pension, stocks or any other plan for the future ... My generation is looking like ****! They are all gonna work till they die, I also know several people with 2 and 4 year degrees catching dust as they flip burgers
 

halcat

Well-Known Member
Joined
Feb 15, 2011
Messages
1,016
Location
Sparta TN
With all the money I'm putting in my crawler, maybe I'll be able to sell it some day? That's about it!
 

xjmarc

Wannabe Bouncer
Joined
Apr 5, 2011
Messages
1,891
Location
Sodomy Daisy
TacomaJD said:
EBT cards, Obama phone, and government assisted living. Way better than a nursing home.

Sounds like a good plan to me. Might even get me one of them cars on 30" rims so I fit in with my neighbors.
 

TacomaJD

I LIKE CHEAP STUFF.....
Joined
Oct 28, 2010
Messages
14,442
Location
Rainsville, AL
xjmarc said:
Sounds like a good plan to me. Might even get me one of them cars on 30" rims so I fit in with my neighbors.

Screw lifting Jeeps and Toyotas.....lift Caprices instead so you can stuff moon rover rims up under it :wtflol:
 

Mortalis5509

Well-Known Member
Joined
Jul 13, 2011
Messages
918
Location
Winder, GA
Wife and I both do 401k matched and Roth IRA.
Both have savings.
I have mutual funds and stocks and I play with often.
Working on a 529 plan in conjunction with u promise.
 

Sawzall

Well-Known Member
Joined
Jun 12, 2011
Messages
602
RustyC said:
401K and praying the Government does not decide to take what I have saved and give it to someone who did not.
That is what I am afraid of. As much a this country has deteriorated in the last 20 years to socialism and entitlements, I am afraid to see what the next 20 will be like.
 

TacomaJD

I LIKE CHEAP STUFF.....
Joined
Oct 28, 2010
Messages
14,442
Location
Rainsville, AL
Sawzall said:
That is what I am afraid of. As much a this country has deteriorated in the last 20 years to socialism and entitlements, I am afraid to see what the next 20 will be like.

Yup. I will be pissed if my 401k gets shat away. I'm younger than most of you so there's more time alotted for idiot country leaders to fawk with my stash than there is y'all's. Although, realisticly, it may be soon enough in the future that it fawks us all in the poop chute regardless of age.
 

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