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Mobile mansions
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<blockquote data-quote="TacomaJD" data-source="post: 661797" data-attributes="member: 1780"><p>How many years are you looking to finance $35k-$40k for a trailer? </p><p></p><p>When I bought my current house, it was 3.5 years old, small - just under 1000 sq ft, but been perfect for me the 8 years I have lived there, 7 of which was living alone. I wasn't topped out at work when I bought it, and felt moving out on my own to be a big undertaking, so I done a 30 year mortgage on 5% flat interest rate and WITH ESCROW my payment right now on it is $413. </p><p></p><p>I know everybody is in different boats, but I never would consider buying a trailer. I have a buddy that started out married young in a shitty single wide, then bought a $50k big double wide, then 6 years ago he built a nice house on that land....now we are buying that house from him, closing on it Tuesday....moral of the story, he lost a shitload of money fawking with them two trailers before he decided to build a house. </p><p></p><p>I guess if you can't find anything in the neighborhood of your budget a trailer will do, but payment wise, it looks like you shouldn't have a problem buying a $60-$70k house for maybe $100 more a month. If its in a rural area, which I assume it is if you are looking to put a trailer on some land, you might be qualified for a USDA loan like I got on my current house when I bought it. No down payment, only closing costs that most of the time can be diverted to the seller. </p><p></p><p>To me, either try to find a used remodeled decent trailer for $10k or less, or try to find a cheap house. That's just my opinion on how I would/did handle it, but as long as it is thought out and the good/bad of the investment is understood, I'm sure you'll be fine either way. Good luck.</p></blockquote><p></p>
[QUOTE="TacomaJD, post: 661797, member: 1780"] How many years are you looking to finance $35k-$40k for a trailer? When I bought my current house, it was 3.5 years old, small - just under 1000 sq ft, but been perfect for me the 8 years I have lived there, 7 of which was living alone. I wasn't topped out at work when I bought it, and felt moving out on my own to be a big undertaking, so I done a 30 year mortgage on 5% flat interest rate and WITH ESCROW my payment right now on it is $413. I know everybody is in different boats, but I never would consider buying a trailer. I have a buddy that started out married young in a shitty single wide, then bought a $50k big double wide, then 6 years ago he built a nice house on that land....now we are buying that house from him, closing on it Tuesday....moral of the story, he lost a shitload of money fawking with them two trailers before he decided to build a house. I guess if you can't find anything in the neighborhood of your budget a trailer will do, but payment wise, it looks like you shouldn't have a problem buying a $60-$70k house for maybe $100 more a month. If its in a rural area, which I assume it is if you are looking to put a trailer on some land, you might be qualified for a USDA loan like I got on my current house when I bought it. No down payment, only closing costs that most of the time can be diverted to the seller. To me, either try to find a used remodeled decent trailer for $10k or less, or try to find a cheap house. That's just my opinion on how I would/did handle it, but as long as it is thought out and the good/bad of the investment is understood, I'm sure you'll be fine either way. Good luck. [/QUOTE]
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