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<blockquote data-quote="blacksheep10" data-source="post: 573131" data-attributes="member: 13"><p>I ABSOLUTELY have insurance. I rolled at disney last year and tweaked the frame and smashed the cage in, broke a knuckle in half, plenty of other stuff that could have been claimed. I write lots of claims for friends and it would have easily been a $12ishK claim. I couldn't bring myself to do it, I just fixed it. If I ever really truly **** it up bad enough I can't cheaply fix it or it burns/runs off without me (stolen) etc I will claim it. Until then its not worth taking a hit on my insurance that I might need to save for a truly catastrophic event or theft or whatever. I've fixed every wreck I've had in them, and there have been a lot. I'm seriously one of 3 out of 20 that haven't claimed their $10k in payoff money that the ins company is just itching to give out for a minor wreck and then deal with scratched plastic and fix the rest for $500 :<img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite1" alt=":)" title="Smile :)" loading="lazy" data-shortname=":)" /> laughing1 Not my style</p></blockquote><p></p>
[QUOTE="blacksheep10, post: 573131, member: 13"] I ABSOLUTELY have insurance. I rolled at disney last year and tweaked the frame and smashed the cage in, broke a knuckle in half, plenty of other stuff that could have been claimed. I write lots of claims for friends and it would have easily been a $12ishK claim. I couldn't bring myself to do it, I just fixed it. If I ever really truly **** it up bad enough I can't cheaply fix it or it burns/runs off without me (stolen) etc I will claim it. Until then its not worth taking a hit on my insurance that I might need to save for a truly catastrophic event or theft or whatever. I've fixed every wreck I've had in them, and there have been a lot. I'm seriously one of 3 out of 20 that haven't claimed their $10k in payoff money that the ins company is just itching to give out for a minor wreck and then deal with scratched plastic and fix the rest for $500 ::) laughing1 Not my style [/QUOTE]
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