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General Discussion
Would you buy a house right now?
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<blockquote data-quote="hokie_yj" data-source="post: 433643" data-attributes="member: 4238"><p>Yes, do it! I bought my shop/house two years ago and it was the best thing I've ever done. Like said above, if there's any way you can afford a 15yr mortgage do it. I got my house for WAY less than what it's worth just because it's not a typical house, and there's not really a market for it except for gearheads like us. (It's a 30x100 pole barn house/shop combo) I paid 10% down and got a 2.875% interest rate. My payment including taxes and insurance is just under $600/month. My lender didn't offer a bi-weekly payment plan, (IMO that's the best way to do it) so i sat up another account and have $365 per check deposited to it. Every month I put everything in that account toward my payment, so every month I pay an extra $150 straight to principal, plus twice a year I pay an additional $365. I just turned 31, and my goal is to own my home before I turn 40</p></blockquote><p></p>
[QUOTE="hokie_yj, post: 433643, member: 4238"] Yes, do it! I bought my shop/house two years ago and it was the best thing I've ever done. Like said above, if there's any way you can afford a 15yr mortgage do it. I got my house for WAY less than what it's worth just because it's not a typical house, and there's not really a market for it except for gearheads like us. (It's a 30x100 pole barn house/shop combo) I paid 10% down and got a 2.875% interest rate. My payment including taxes and insurance is just under $600/month. My lender didn't offer a bi-weekly payment plan, (IMO that's the best way to do it) so i sat up another account and have $365 per check deposited to it. Every month I put everything in that account toward my payment, so every month I pay an extra $150 straight to principal, plus twice a year I pay an additional $365. I just turned 31, and my goal is to own my home before I turn 40 [/QUOTE]
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Would you buy a house right now?
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