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Would you buy a house right now?
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<blockquote data-quote="TacomaJD" data-source="post: 433821" data-attributes="member: 1780"><p>That is 100% the wisest thing I've heard in quite some time. I was sitting there thinking that it was a little overkill to worry about politics in respect to purchasing a home. Check around for mortgages, you are sure to find one with interest rates and terms that satisfy you. Ensure to the best of your ability that the interest rate will remain fixed, and go for it...you won't regret it! Although the interest rates could always change if the mortgage is sold to another lender. Not really sure on exact rules and regulations regarding altered interest rates if the mortgage is sold, though. Mine was sold less than a year after I bought my house, from People's Independent Bank (PIB) to Chase Home Finance, but nothing changed. Chase has efficient online bill pay and account monitoring, so I've been pretty happy with them ever since. Has all the options to pay extra on principal, laid out all simple and what not.</p></blockquote><p></p>
[QUOTE="TacomaJD, post: 433821, member: 1780"] That is 100% the wisest thing I've heard in quite some time. I was sitting there thinking that it was a little overkill to worry about politics in respect to purchasing a home. Check around for mortgages, you are sure to find one with interest rates and terms that satisfy you. Ensure to the best of your ability that the interest rate will remain fixed, and go for it...you won't regret it! Although the interest rates could always change if the mortgage is sold to another lender. Not really sure on exact rules and regulations regarding altered interest rates if the mortgage is sold, though. Mine was sold less than a year after I bought my house, from People's Independent Bank (PIB) to Chase Home Finance, but nothing changed. Chase has efficient online bill pay and account monitoring, so I've been pretty happy with them ever since. Has all the options to pay extra on principal, laid out all simple and what not. [/QUOTE]
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