I hope your move goes smoothly. I've been looking at central Florida, but everyone else has deeper pockets than I. Not crazy about the 20 feet between you and your neighbor either.
While I really enjoy my time in TN and think it's absolutely gorgeous I'd never get my wife to move there.
There's plenty of places you can go on the internet to be openly racist, homophobic and ignorant as you want. This isn't one of them.
If asking for tact is too much, then it just is what it is.
Would you rather be 50-60 and not able to enjoy it? There has to be balance right?
Sadly my fund for a side by side had to slow to pay for a wedding that may have went over budget.
My current company doesn't have a match, so the part time jobs I have I put all of it into retirement 401k, and the roth.
Remember if you haven't maxed out the roth you have just a little time for 2020.
I'm working on a way for those that don't want the filter on, can switch it off.
However, Racism will not be tolerated. This is everyone's warning on the subject.