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Best credit report website?
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<blockquote data-quote="biggin" data-source="post: 607515" data-attributes="member: 3951"><p>I use credit karma. It isn't dead on as far as score wise but it's close. It does provide you with all of the collection information. You can google from that and find a number to call and settle the debt.</p><p></p><p>A little back story... i went through a nasty divorce back in 2012. We had a new house in both our names but only me on the loan. She got the house in the devorce and defaulted on it. Bad strike #1 on my credit. We had another piece of land and house that i was awarded and we were both on the note on that one. She ****ed around and wouldn't sign a quit claim so i would make the payment on it every 2 months if not 3. Just enough to keep it out of foreclosure. Big hit #2 on my credit! It was also ****ing with her's was the only reason i did this. And finally im not proud of but i quit paying my student loans for a bit. Paid up now but that was hit#3 on my credit. Why am i saying all this? Well by signing up with credit karma i could see what needed paid and what tips i needed to get my score back up to where i could build a new house, which I am doing now. Ive raised my score over 200 points in little over a year, there is a graph on there that will show you your history. Hope that novel helps lol.</p></blockquote><p></p>
[QUOTE="biggin, post: 607515, member: 3951"] I use credit karma. It isn't dead on as far as score wise but it's close. It does provide you with all of the collection information. You can google from that and find a number to call and settle the debt. A little back story... i went through a nasty divorce back in 2012. We had a new house in both our names but only me on the loan. She got the house in the devorce and defaulted on it. Bad strike #1 on my credit. We had another piece of land and house that i was awarded and we were both on the note on that one. She ****ed around and wouldn't sign a quit claim so i would make the payment on it every 2 months if not 3. Just enough to keep it out of foreclosure. Big hit #2 on my credit! It was also ****ing with her's was the only reason i did this. And finally im not proud of but i quit paying my student loans for a bit. Paid up now but that was hit#3 on my credit. Why am i saying all this? Well by signing up with credit karma i could see what needed paid and what tips i needed to get my score back up to where i could build a new house, which I am doing now. Ive raised my score over 200 points in little over a year, there is a graph on there that will show you your history. Hope that novel helps lol. [/QUOTE]
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