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Help Support Hardline Crawlers :
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General Discussion
Can anybody help me find a insurance company to insure my buggy.
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<blockquote data-quote="Molly Hatchet" data-source="post: 214982" data-attributes="member: 3222"><p>Just to clarify.. I can't speak about contracts in other states because I'm not licensed there and they all have some differences. (Miss,TN, AL, do have them) State Farm does have a recreational vehicle insurance policy that is designed for dune/rock/mud/ATV buggies. You do not have to have a Vin number. You may have to create a serial number and stamp it on the buggy for id purposes. The optional coverages are liability, medical payments, collision/theft, underinsured/uninsured motorest coverage. If a claim occurs during a sanctioned race where you win a trophy or money is paid out after the race no coverage is provided during the race. If you have a SF agent and he or she said no its most likely because they don't want to take on the risk not that they can't do it. In a few cases its because they just don't know about it. I read the "fine print" so I know what it says. I even went as far as calling the underwritting department and the claims department. I'm not posting this for business purposes I just wanted to help y'all out. I love this hobby so I want to help people in it when I can. Some other companies do have this contract as well but I don't know about them. When the **** hits the fan you are much better off being with a captive agency like State Farm, etc. Those agents have relationships with underwritting, claims, and the corporate side of the company to make sure you are taken care of. You also need to consider a Personal liability Umbrella in case something serious happened in a liability situation to protect you from someone coming after assets you don't want to give to them. (house, 401k, future wages etc.)</p></blockquote><p></p>
[QUOTE="Molly Hatchet, post: 214982, member: 3222"] Just to clarify.. I can't speak about contracts in other states because I'm not licensed there and they all have some differences. (Miss,TN, AL, do have them) State Farm does have a recreational vehicle insurance policy that is designed for dune/rock/mud/ATV buggies. You do not have to have a Vin number. You may have to create a serial number and stamp it on the buggy for id purposes. The optional coverages are liability, medical payments, collision/theft, underinsured/uninsured motorest coverage. If a claim occurs during a sanctioned race where you win a trophy or money is paid out after the race no coverage is provided during the race. If you have a SF agent and he or she said no its most likely because they don't want to take on the risk not that they can't do it. In a few cases its because they just don't know about it. I read the "fine print" so I know what it says. I even went as far as calling the underwritting department and the claims department. I'm not posting this for business purposes I just wanted to help y'all out. I love this hobby so I want to help people in it when I can. Some other companies do have this contract as well but I don't know about them. When the **** hits the fan you are much better off being with a captive agency like State Farm, etc. Those agents have relationships with underwritting, claims, and the corporate side of the company to make sure you are taken care of. You also need to consider a Personal liability Umbrella in case something serious happened in a liability situation to protect you from someone coming after assets you don't want to give to them. (house, 401k, future wages etc.) [/QUOTE]
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Can anybody help me find a insurance company to insure my buggy.
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