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Health insurance going up again thanks OBAMA
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<blockquote data-quote="Stretch" data-source="post: 540674" data-attributes="member: 412"><p>Part of my job change earlier this year was based solely on benefits. Old employer was small enough that they did not have to offer insurance so I just got by with a plan for the what-if situation. Just hit my 90 day period where I am eligible to enroll. Went from $99 a month personal "disaster" plan (basically dead on a table health then a ton out of pocket) to a $119.42 a month (health, dental, vision, life, STD/LTD with reasonable deductibles and $6000 out of pocket max). The same exact plan through United Healthcare would have cost me $367 a month if I hadn't gone to this employer but wanted the same coverage. </p><p></p><p>For the individual who has to cover their own premiums in full, the ACA is a giant crock of ****. Before it went into effect I was paying about what I am now, maybe a little more for the same coverage on my own. ACA into effect and the price more than doubled. Luckily I changed jobs about that time and was able to keep my premiums about the same due to the plan my employer offered. Left there for a complete career change and was thrown back into the realm of Unafforable Care Act or a tax penalty. I have never been one to go to the urgent care or doc for every cough, sneeze or wet fart. But between wheelin', racing dirtbikes and mountain bikes and skiing, my hobbies leave me at a huge risk. I was lucky for those two years. I chose the something is better than nothing disaster plan, however I would have actually saved money chancing it and just taking the tax penalty.</p></blockquote><p></p>
[QUOTE="Stretch, post: 540674, member: 412"] Part of my job change earlier this year was based solely on benefits. Old employer was small enough that they did not have to offer insurance so I just got by with a plan for the what-if situation. Just hit my 90 day period where I am eligible to enroll. Went from $99 a month personal "disaster" plan (basically dead on a table health then a ton out of pocket) to a $119.42 a month (health, dental, vision, life, STD/LTD with reasonable deductibles and $6000 out of pocket max). The same exact plan through United Healthcare would have cost me $367 a month if I hadn't gone to this employer but wanted the same coverage. For the individual who has to cover their own premiums in full, the ACA is a giant crock of ****. Before it went into effect I was paying about what I am now, maybe a little more for the same coverage on my own. ACA into effect and the price more than doubled. Luckily I changed jobs about that time and was able to keep my premiums about the same due to the plan my employer offered. Left there for a complete career change and was thrown back into the realm of Unafforable Care Act or a tax penalty. I have never been one to go to the urgent care or doc for every cough, sneeze or wet fart. But between wheelin', racing dirtbikes and mountain bikes and skiing, my hobbies leave me at a huge risk. I was lucky for those two years. I chose the something is better than nothing disaster plan, however I would have actually saved money chancing it and just taking the tax penalty. [/QUOTE]
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