Got quotes from a few places....
Progressive = $523
Geico = $795
Allstate = $648 (who I had all my stuff with.)
Farmers = $245
All were close to the same coverage....I insured it for $17,000
Bodily injury 25,000/50,000
Passenger liability 25,000/50,000
Property damage 25,000
Optional equipment 500 (The doors, roof, windshield are covered in the $17,000)
I'm now covered if anything were to happen to it. (fire, theft, accident, whatever.)
Just a FYI....Just because it's sitting in your shop/garage it still has to have a it's own policy. It won't be covered under contents like tools, mowers, etc. I was told, If the shop burns with the crawler in it, I'd be SOL. It will not be considered as "contents". Don't know how all that works.
I also switched ALL my insurance over to Farmers. I saved money and got better coverage on my house, shop and vehicles. I saved enough to pay for the RZR insurance and still put a couple hundred dollars in my pocket when all was said and done.
If any of you decide to go with them, I get a referral bonus.
The guy I used is Colton W. Thomas in Muscle Shoals.
[email protected] Super nice guy. Stayed until about 6:30 getting all my stuff worked out and going over everything with us.
Check what coverage you got John. Be interesting to see.