New Health Care Bill

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WHITE TRASH said:
What's so hard to understand? When I tried cutting my hand off a couple years ago with a skinny wheel it cost me right around $1000. When I got cellulitis in my foot a few years ago my bill came out to just under $4000. Peanut had insurance through her work for awhile and that's when our wreck happened. That cost around $1700 before insurance kicked in and $500 after them.

I guess I'm in a minority that can take care of themselves without the gov't putting me on a program.
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I agree and disagree, I have never had Health Insurance, and pay as I go, I paid for both of my children, and everything that has come down the pike, with that said, it is still a crap shoot, if any member of my family got diabetes or some other expensive life long disease, there is no way that I could cover it, thankfully I'm not in that boat, but it is still haunting, there needs to be reform, but it needs to be an economical solution, if nobody had healthcare the costs would be 1/4 of what they are now.
 
PUO said:
As long as your paying the full amount, cash up front your golden :awesomework:
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No need to pay up front when it's ER related like my issues tend to be. I get a bill and work out a payment schedule with the hospital and take care of it. Not a big deal to me.

Am I rolling the dice by not having insurance? Hell yea I am and if I was smart I'd be looking for insurance coverage but apparently I'm not smart so I don't have it. But you should be happy, unlike all the imported labor in the valley I pay my own bills.
 
slednecks1124 said:
that message was from the owner of the company, about 6 months ago we had a company wide meeting where he stated our company was still making profit. Since then people have been requesting raises & questioning our health insurance since it has gone out the roof. I think this is just being used as an excuse to postpone raises as many people including myself have questioned them.

It's been like 2 1/2 years since my one and only raise since I started here. I knew the economy was ****ty but at the same time I have a family to support & I do not make **** for money. I've really considered looking for a new job :rolleyes:
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If you're a hard worker and your employer isn't rewarding you for that then yeah, it's time to start shopping around for someone who may appreciate your work ethic.

If on the other hand you're a lazy **** who is just there to collect a paycheck and leaves all the hard work for others then I'd stay where you are :redneck:
 
WHITE TRASH said:
$1000 ... $4000.
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Those are tiny insignificant medical bills. What happens if you get 50K in bills? Or 100K? Pick a number, it's possible to get hit with that much in medical expenses. Ever had to pay for an MRI? You have any idea how much some of that stuff costs?

I had a buddy fall off my car when we were young and stupid(er). Two hours later he was in the ER. After an ambulance trip to Everett, an exploratory, and an incision from below his belly button to the middle of his chest, they discovered the internal bleeding was caused by "lacerations" to a kidney and a membrane nearby. I think that ordeal ended up costing somebody about 100K. All because a couple teenagers were having a little "harmless" fun after school.
 
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Jaydog said:
Here's one thing that nobody is talking about, the new law is that insurance has to take you if you have a pre-existing condition, that is the big kicker. So, let's say a guy makes $100 grand a year, if he doesn't get insurance he pays $2500 in penalties for not getting it, big whoop it's still a lot cheaper than insuring his family, now this guy gets hurt and needs surgery, he goes out and gets insurance, they pay for all his medical bills and then he drops the insurance and continues paying his penalties
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Yeah I dunno what they were thinking making the non-insured penalty so much lower than an insurance premium...

Maybe they know something we don't, and premiums are going to magically drop to about $700 a year... Hey we can dream :D
 
I thought the public health-care option was out of the bill? If it is, then why are we being taxes and fined for a program that does nothing but tell private insurance companies what to do? Hell we can do that by buying insurance from a competitor.

If the cost of insurance is such a big deal for our moronic leaders then why during their dictation of this bill did they not make it so premiums are on a sliding scale.... you make 1mill you pay 10 k, you make 10k you $100......

The bottom line with this whole sack of crap that was passed is it was a power play. The Bamster himself has proved that by not listening to the people.

Personally I think the assholes in DC should worry more about the job market. Because if no one has work or money to buy their cozy little insurance or pay the fines and the increased taxes, it wont make a **** bit of difference anyway, now will it.
 
tlcruiser66 said:
Sounds to me like your employer is trying to find an reason to cut your wages and stop hiring help, there's absolutely no reason to start changing things before anything is enacted
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You don't want to tell these guys that (they get a strange kind of rush) or the fact that only once has a bill remained unchanged when reconciliation has been used. They can draw this out and even stop it. And maybe they should.


Here's a story that explains a little about the process. This information can also be found on numerous Gov. websites

http://www.msnbc.msn.com/id/35977921/ns/politics-health_care_reform/?gt1=43001
For Republicans, reconciliation is their best chance to kill the smaller bill or make changes to it. Because the House and Senate must pass the same bills
 
I think next week after it's signed into law, I'll get health insurance and get my $14K knee surgery out of the way, then get my hernia fixed, and maybe my shoulder while I'm at it, then when I am all fixed up, I'll cancel it and pay my $695 yearly fine...Thanks Barack, Nancy and Harry for making this possible, and thanks Bob for paying for it :hi:
 
Jaydog said:
I think next week after it's signed into law.................
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You'll cry your eyes out and that's about it.
You're powerless against this Barack and his evil minions.
I told you guys not vote for him but you went and did it anyway.:rolleyes:
 
I am not sure why people are worried look at all the other well run gov programs. medicare, social sec., post office, etc. besides the 17000 new irs workers will make sure we only pay our share.
you should feel more secure now knowing the medical zar in washington dc will monitor you doctors decisions to make sure they are best for you.
kev
 
If you have no insurance and you seek medical treatment you are essentially getting a interest free loan. It's like having your car repaired and driving off without paying a dime. somebody has to foot the bill for that untill you pay it off, thats part of why this **** is so expensive because people like this white trash guy go only when they need it, rack up a bill for services then walk off with a piddly ass monthly payment, I'll give him credit he at least pays the bill, most just file bankruptcy.
 
tlcruiser66 said:
If you're a hard worker and your employer isn't rewarding you for that then yeah, it's time to start shopping around for someone who may appreciate your work ethic.

If on the other hand you're a lazy **** who is just there to collect a paycheck and leaves all the hard work for others then I'd stay where you are :redneck:
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I am a hard worker, hence the reason I still have a job. We have had multiple layoffs in the last 3 years and I have made it through all of them, Mostly because I am not narrow minded & I am willing to learn new things.

I started in technical service but since things have slowed down they laid off our only inside sales lady I now have to cover her position which means I now have to prepare quotes, enter new orders, invoicing, phone calls, etc.

Some days I also have to cover in other departments like assembly or shipping & receiving because we are so short handed. I dont mind doing many other things but I would hope I could get some recognition for it :rolleyes:
 
kev1 said:
I am not sure why people are worried look at all the other well run gov programs. medicare, social sec., post office, etc. besides the 17000 new irs workers will make sure we only pay our share.
you should feel more secure now knowing the medical zar in washington dc will monitor you doctors decisions to make sure they are best for you.
kev
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HAHAH!!!:haha::haha:
 
slednecks1124 said:
I still have a job.

We have had multiple layoffs in the last 3 years and I have made it through all of them

I dont mind doing many other things but I would hope I could get some recognition for it :rolleyes:
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Thats all the recognition they owe you. Sad, I know, but true.
 
Hey uhh theres 350 posts on pirate in a thread about this right now, ya'll might wanna meander on in there and throw in your $.02


In other words it's crusty, me and some other guy mulling over it now that we've scared everyone off.:haha: We're bored.
 
CrustyJeep said:
The whole thing? :eek2:


:flipoff:

I'd say the mandated insurance thing is a goner. You don't get much more unconstitutional than that.
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Which is why it doesn't matter debating it, when it goes before the Supreme court the whole thing will be thrown out and they will have to start over, I watched an interview with both the AG that is heading up the lawsuit and a Constitutional Lawyer, the court can't take pieces out, so it's all or nothing...Meh at least they tried..I'll give em that :haha:
 
oh some $.02..

Mandatory insurance? Its unconstitutional and will probably not be enacted. But the rest of the bill is fairly solid, from a legal standpoint.

As far as healthcare reform. Everyone should look at these facts:
1) We pay the MOST in terms of % of GDP of any industrialized nation by a long shot for health care
2) The poor and middle class (most of you) are on the verge of bankrupcy if something catistrophic happens to you
3) Those with good health care, get sick, then loose health care because they cannot afford it/change jobs/ etc are now SOL, see point #2.

This country's heath care system is a DISGRACE. You don't have to be a democrat ( I certainly am not) to realize that.

But whats worse is this bill. It basically gives more money to insurance companies, while screwing us the taxpayer out of more money. Will it help solve problem #1? Audits say it will in 10 years. But not by much, and we'll still be the most expensive health care in the industrialized world. Will it solve problem #2? Not really, for those who cannot afford it will get out of the fine, or it'll be declared unconstitutional, so they'll go bankrupt and costs don't go down for anyone. Will it solve #3? Perhaps. and thats a good thing. There are provisions in the bill that caps what premiums can be. But with the nation requiring everyone to get healthcare, I'm sure the insurance industry will take that nugget in trade for some people with pre-existing conditions. Wait for #3 to go away if #2 gets declared unconstitutional.

In my opinion, the most efficient Healthcare would be a non-profit, government sponsored (but not ran) 'public-option' insurance company. It'd end up making most corporate insurance companies go out of business because all its profits would be going to lowering rates and making it affordable by all. The company would exist FOR the people, BY the people. Instead of a business model of making money by screwing people out of coverage. Then have tort reform so people don't get all crazy with the frivolus mal-practice lawsuits.

Of course that will never happen. The insurance lobby is WAY too big and in bed with BOTH parties. And its sad.
 
japerry said:
In my opinion, the most efficient Healthcare would be a non-profit, government sponsored (but not ran) 'public-option' insurance company.
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If you understand the basic premise on which all insurance systems are built, that makes the most sense. If you understand the amount of power wielded by government and the inherent inefficiency of a monopoly, it makes the least sense.
 
Ok now that I will be paying for everyone
 
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